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General Reporting Guidelines
Banking / Savings & Loan / Credit Union - Installment Loan & Line of Credit
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Multiple Tenant Situations
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What if we don’t currently capture data for a specific field in our system?
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FAQ 19 - How should deceased borrowers be reported?
FAQ 34 - How should charged off accounts be reported?
FAQ 38 - How should accounts that are paid in full for less than the full balance (i.e., settled) be reported?
FAQ 39 - How should a paid in full, closed account be reported?
FAQ 40 - How should a closed account be reported that has an outstanding balance?
FAQ 41 - How long should paid accounts (Account Status Codes 13, 61-65) continue to be reported?
FAQ 61 - How should an account be reported when merchandise has been repossessed?
FAQ 62 - How should an account be reported when merchandise has been repossessed?
Reference
Quick Reference Guides to Industry Standards
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Banking / Savings & Loan / Credit Union – Installment Loan & Line of Credit
Child Support Agencies
Credit Cards (non-Retail Cards)
Debt Buyers / Collection Agencies
Loan Finance Companies
Mortgage Lending
Point Of Sale
Retail Accounts (store exclusive)
Sales Finance Companies
Student Loan Reporters – Federal Loans
Student Loan Reporters – Private Loans
Utility Companies
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Account Type Codes
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Special Comment Codes by Portfolio
Special Comment Codes
Date of First Delinquency
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Point of Sale (POS) Accounts
Guidelines below provide specific values for POS accounts. In addition to these specific values all other applicable Metro 2 fields should be reported.