Account Type Codes
Code
7B 95 00 3A 8A 9B 10 07 93 48 37 6A 7A 6B 0F 26 18 47 43 91 0C 8B 12 50 2C 05 19 0G 75 73 72 71 69 74 70 68 66 67 65 6D 89 04 1C 06 13 15 17 90 20 03 5A 08 11 29 77 5B 02 22 23 2A 9A 4D 0A 01 92 |
Description
Agricultural Attorney Fees Auto Auto Lease Refer to Frequently Asked Question 34 for guidelines specific to terminated leases. Business Credit Card Individual has primary responsibility. Business Line Personally Guaranteed Business Loan Individual is personally liable. Charge Account Used by the Retail Industry. Child Support Collection Agency/Attorney Combined Credit Plan Represents two credit plans being reported as one account. Example: Visa and MasterCard on one bill. Commercial Installment Loan Individual is personally liable; company is guarantor. Commercial Line of Credit Individual is personally liable; company is guarantor. Commercial Mortgage Loan Terms Duration in years. Individual is personally liable; company is guarantor. Construction Loan Conventional Real Estate Mortgage - including Purchase Money First Terms Duration in years. Purchase Money First means that the proceeds of the loan are used to buy the property. This is a mortgage account that is not guaranteed by a government agency. Credit Card (continued) Credit Line Secured Debit Card To be used when debit card is backed by a line of credit or overdraft protection. Refer to Frequently Asked Question 26 for guidelines specific to debit cards. Debt Consolidation Represents multiple loans which have been consolidated into one loan. Debt Purchaser (a/k/a Factoring Company) Deposit Related Overdrawn account. Education Family Support Farmers Home Administration (FmHA) Real Estate Mortgage Loan Terms Duration in years. Federal Housing Administration (FHA) Home Improvement Loan Federal Housing Administration (FHA) Real Estate Mortgage Loan Terms Duration in years. Flexible Spending Credit Card Credit card that combines the attributes of both revolving and open accounts. Refer to Frequently Asked Question 45 for reporting guidelines. Government Benefit Government Employee Advance Government Fee for Services Government Fine Government Grant Government Miscellaneous Government Overpayment Government Secured Direct Loan Government Secured Guaranteed Loan Government Unsecured Direct Loan Government Unsecured Guaranteed Loan Home Equity Installment payments. Home Equity Line of Credit Home Improvement Household Goods Installment Sales Contract Used by the Retail Industry. Lease Non-auto Line of Credit Includes Check Credit Manufactured Housing Medical Debt Note Loan Partially Secured Real Estate - Junior Liens and Non-Purchase Money First Terms Duration in years. Junior Liens means that a person has a mortgage on property already and needs more money without paying off existing loan; a refinanced loan with a change in terms — second mortgage, third or more. Non- Purchase Money First means that the proceeds of the loan are not used directly for the property. This is a real estate account type. Real estate, specific type unknown Terms Duration in years. Report specific real estate type codes, when known. Refer to codes Recreational Merchandise Rental Agreement Returned Check Reported by Collection Agencies, Debt Purchasers and Check Guarantee companies when a check was returned to the payee for non-payment usually due to insufficient funds. Refer to Frequently Asked Question 16 for reporting requirements. Second Mortgage Terms Duration in years. Secured Used for Installment Contracts. Secured by Household Goods Secured by Household Goods and Other Collateral Secured Credit Card Deposited funds are available in the event of default. Secured Home Improvement Telecommunications/Cellular 0A Time Share Loan A purchased time share. Unsecured Utility Company 25 Veteran’s Administration (VA) Real Estate Mortgage Loan Terms Duration in years. |