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  • About M2R
  • Getting Started
    • Before You Begin
    • How To ... >
      • Install M2R >
        • New Install of M2R
        • Updating M2R
      • Navigate
      • Import Data into M2R
      • Create and Send Your Metro 2 File
      • Add/Edit/Delete
  • What Is ...
    • Company Setup
    • Edit Account - Account
    • Edit Account - Outside Agencies
    • Edit Account - Customer
    • Edit Account - Customer Employment
    • Edit Account - Joint Customer
  • General Reporting Guidelines
    • Banking / Savings & Loan / Credit Union - Installment Loan & Line of Credit
    • Child Support Reporting
    • Credit Cards (non-Retail Cards)
    • Loan Finance Companies
    • Mortgage Lending
    • Third Party Collection Agency/Debt Purchaser/Factoring Company Reporting
    • Student Loan Reporting
    • Utility Company Reporting
    • Consumer Dispute Process
  • FAQ
    • Accounts Included In Bankruptcy
    • Account Status, Payment Rating, Special Comment
    • Consumers Affected by Natural Disaters
    • Consumer Information
    • Cycle Reporting
    • Deleting Accounts/Borrowers
    • Delinquency Reporting
    • Duplicate Tradelines
    • ECOA Requirements
    • FCRA Requirements
    • First Time Reporters
    • Reporting Scenarios >
      • FAQ 38 - How should accounts that are paid in full for less than the full balance (i.e., settled) be reported?
      • FAQ 39 - How should a paid in full, closed account be reported?
      • FAQ 40 - How should a closed account be reported that has an outstanding balance?
      • FAQ 41 - How long should paid accounts (Account Status Codes 13, 61-65) continue to be reported?
  • Reference
    • Portfolio Type
    • Account Type Codes By Industry
    • Account Type Codes
    • Terms/Payment Amount Conversion to Monthly
    • Account Status Codes
    • Special Comment Codes by Portfolio
    • Special Comment Codes
    • Date of First Delinquency >
      • Fair Credit Reporting Act Excerpts
    • Consumer Information Indicators (bankruptcy codes)
    • Country Codes
    • General Rules for Address
    • State Codes
    • Compliance Condition Codes
  • Glossary
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M2R On-Line program manual

How M2R Works

M2R is a Metro 2 format file generator that allows reporting of consumer and/or commercial accounts to Equifax, TransUnion, Experian, Innovis and MicroBilt. No complexity, no "special training" or programming required. Just install, manually enter or import your accounts with your metro 2 codes and report. Upload the file, generated by M2R, using your credit bureau(s) account. Once this process is completed the credit bureau(s) you report to will update the consumers credit record automatically.

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M2 Reporter - the company

M2 Reporter is an Oregon based company with decades of experience in data management and customer service. M2 Reporter is dedicated to developing consumer software products that are easy to use, while bringing measurable value to the credit reporting industry and providing more efficient tools for customers through the application of computer technologies. 

Back in 1998 we saw the need for a Metro 2 reporting solution that was simple, economical and accurate. So, we got busy creating M2R, with the idea that Metro 2 credit reporting software could be accurate as well as user friendly with a price point that wouldn't break the bank.

For the past several decades M2 Reporter has been providing business solutions for reporting consumer, debtor and commercial trade lines to the major credit-reporting repositories, Equifax, Experian, TransUnion, Innovis and, most recently, MicroBilt. During this time, we have become a very competitive software vendor known for it’s highly accurate, user friendly, economical, Metro 2 format reporting software and first rate technical support team.

M2 Reporter has a fully trained, on site, full-time staff, to meet your technical support needs.

Technical Support

If you have a technical question or need assistance installing, configuring or using your M2R software, our technical staff can be reached Monday through Friday 8 am – 5 pm Pacific Standard Time. Please call toll free at 1(800)942-0470 or contact by e-mail at help@m2reporter.com. 
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